Upfront payments without stunting sales
Capchase helps finance teams optimize cash flow without disrupting sales by delivering the best of both worlds. No matter the payment terms, get paid upfront and gain a new level of predictability.
Trusted by Fortune 500 tech companies and their customers:
Access revenue sooner
Empower your buyers to choose payment terms that work for them—monthly, quarterly, or annually — while ensuring your business receives the cash flow it needs upfront.
Offload payment collections
Capchase handles all billing and collection operations, so your team can focus on more strategic initiatives than chasing payments.
Improve cash flow visibility
Easily view real-time payment and collection activity to ease reconciliation—all from one intuitive dashboard that integrates with your process and tools.
The future of B2B payments is here
Are you leveraging the latest payment innovations to strengthen your growth and financial stability?
Stop rogue or one-off deal structures that you’ll have to manage.
Reclaim valuable time for your team without billing and collections.
Tighten your books ahead of going public without slowing sales.
Increase revenue received upfront for stronger quarterly earnings calls.
Capchase saves our finance team from having to chase down payment, gets us the annual contract cash upfront, and plugs right into our existing systems.
Frequently asked questions
B2B tech companies use Capchase to offer financing to buyers. You always have a choice on whether to offer Capchase to customers, as there are no obligations or usage minimums.
To be eligible for Capchase, your customer must be a business located in a supported geography, which includes the United States, Canada, United Kingdom, Ireland, Spain, Belgium, Netherlands, Finland, and Sweden. And of course, your industry cannot be prohibited by regulatory bodies. The annual contract value must be above the minimum threshold for the geography based on regulation rules for business lending.
We earn money on net interest income from the loans we originate, and transaction fees on the financing we facilitate. Fees can be paid by the vendor, the buyer, or split between both parties.
Our incentives align directly with our customers', we only make money when deals close.
The setup of Capchase is very simple through a managed service package. In under 24 hours, you can be ready to close your first financed deal.
No. Capchase does not perform a credit check on your customers. We run your customers through our “behind the scenes” eligibility check, which takes about a minute and leverages publicly available information. This check ensures your customer is a legal entity, meets our requirements, and has no fraudulent activity to their name.
The Capchase application is available directly inside Salesforce and HubSpot. Both integration installations are fast to set up.
Our APIs are available to embed Capchase into a digital checkout experience or another closing flow, and you can connect it to any accounting, billing or CPQ system.
Capchase offers your customers the ability to flexibly pay their contract via ACH debit or credit card depending on the geography. That includes ACH, BACS, SEPA, Autogiro, and PAD.
See Capchase in action
Finance retains control while sales closes more deals.
