Eliminate discounts and add 18% ARR back to your contracts

 A B2B buy now, pay later offering to accelerate sales cycles, improve your average ACV, and simplify renewals for higher LTV.

What is Capchase Pay?

Capchase Pay is a B2B buy now, pay later solution for SaaS companies. It allows companies to offer their customers flexible payment terms to purchase their software, while still being able to collect the value of every contract upfront.

Quote and close quickly

Shorten your sales cycle and eliminate budget concerns by offering customers flexible payment terms.

Collect your ARR upfront

We pay you the full value of every contract as soon as a deal is signed, reducing your time to revenue.

Don't bother with billing

All billing and collections is handled by us through custom payment links and our buyer portal.

B2B BNPL solution that benefits SaaS

Before Capchase Pay

You lose deals due to inflexible payment terms
Reps offer rogue discounts to hit their numbers
Sales cycles are increasing up to 27 days
Needing to secure annual payments upfront reduces your prospect pool

After Capchase Pay

Close more deals faster with flexible payment terms
Eliminate the need to discount
Secure annual contracts with higher ACV and collect upfront
Breeze through procurement and reduce your sales cycle


Reduction in time to closed deal within 2 months of using Pay.

$ 3.7M

In pipeline generated in 1 month
of using Pay.

1 day

Time to cash, reduced from 15 days in 2 months of using Pay.

"It’s easy for our customers to justify a $30,000 deal, but a $170,000 deal isn’t as easy. Capchase Pay gives our customers—who don’t have the means to switch to higher-value contracts—the bridge to do so."

Vince Heaton · VP of Sales at CIENCE

A seamless product experience

Generate custom payment experiences

Send customers to their dedicated payment portal through links with customized fields for payment schedule, terms, and contract price where they can pay with credit cards or through ACH.

Capchase Pay

Fully integrate with your CRM

Manage your pipeline for Capchase Pay and create and send quotes for prospects natively in your Hubspot or Salesforce instance.

Capchase Pay - Stripe

Gain complete pipeline visibility

Our Vendor Hub serves as a global control panel for sales and finance leaders to manage all financed deals across teams and gain insights into their progress.

Capchase Pay

How Pay works in steps

Quote and close quickly

Offer customers flexible payment terms that fit their needs, whether that’s monthly, biannually, or annually so you can shorten your sales cycle.

Collect your ARR immediately

We handle all billing directly with customers using customized links and pay you the value of every contract upfront.

Forget about collections

Collections and reconciliation with customers are handled by us, reducing the workload on your finance team.

How Pay works in steps

Buy with confidence

Whatever the software, from CRMs to PM tools, get your annual contract quote from your vendor and request to pay with Capchase.

Instantly access your software

We pay your software vendor your entire contract amount upfront so you can start using your tool immediately.

Pay on your own terms

Pay us back in the installments that work for you, whether that’s monthly, biannually, or annually.

Choose your payment terms
Split payment
12 payments
0% interest
Pay later
0% interest
Pay upfront
0% interest

Our customers have been able to combat longer sales cycles and higher CAC with Pay.