Why choose Capchase for Vendor Financing
Software and hardware companies choose Capchase to increase working capital without debt and improve deal conversions with flexible payment options.
Trusted by Fortune 500 tech companies and their customers:
The preferred vendor financing solution
to handle all your needs
While traditional financing stalls your deals, Capchase closes them.
“Capchase Pay has been hugely beneficial to our company. It's super easy for our sales team and our clients to use. The UI is far better than competitors’ and the customer service is top notch.”
Receive TCV upfront for all booked revenue
Increase your working capital without incurring debt by bringing all booked revenue forward to today including multi-year deals, annual deals paid monthly or quarterly, and deals sold through partners. Capchase can support more of your business with our high buyer approval rate, wider global footprint, and ability to scale the program.
Reduce friction to make it easier to sell and buy
Traditional financing creates friction that kills software and hardware deals: manual processes, endless emails and delays, buyer applications, and slow decisions. Capchase eliminates these barriers with buyers approved in advance, real-time communication, and a streamlined process that matches the speed your sales team needs to win.
Close more deals with the right partner
Sell confidently across 8 countries with financing available on a wide range of deal sizes, $2,500 up to 7-figures, easy-to-use digital payment experience, more flexibility on deal structures and buyer types, and even use within your CRM.
Frequently asked questions
B2B tech companies use Capchase to offer financing to buyers. You always have a choice on whether to offer Capchase to customers, as there are no obligations or usage minimums.
To be eligible for Capchase, your customer must be a business located in a supported geography, which includes the United States, Canada, United Kingdom, Ireland, Spain, Belgium, Netherlands, Finland, and Sweden. And of course, your industry cannot be prohibited by regulatory bodies. The annual contract value must be above the minimum threshold for the geography based on regulation rules for business lending.
We earn money on net interest income from the loans we originate, and transaction fees on the financing we facilitate. Fees can be paid by the vendor, the buyer, or split between both parties.
Our incentives align directly with our customers', we only make money when deals close.
The setup of Capchase is very simple through a managed service package. In under 24 hours, you can be ready to close your first financed deal.
No. Capchase does not perform a credit check on your customers. We run your customers through our “behind the scenes” eligibility check, which takes about a minute and leverages publicly available information. This check ensures your customer is a legal entity, meets our requirements, and has no fraudulent activity to their name.
The Capchase application is available directly inside Salesforce and HubSpot. Both integration installations are fast to set up.
Our APIs are available to embed Capchase into a digital checkout experience or another closing flow, and you can connect it to any accounting, billing or CPQ system.
Capchase offers your customers the ability to flexibly pay their contract via ACH debit or credit card depending on the geography. That includes ACH, BACS, SEPA, Autogiro, and PAD.
Get started with Capchase Pay
