Why choose Capchase over Vartana

Customers choose Capchase for transparency, flexibility, and a trusted long-term relationship.

Why choose Capchase over Vartana

Customers choose Capchase Pay for its speed, reliability, frictionless experience for sellers and buyers, and global reach.

Trusted by over 5,000 partners & customers

From fast-growing startups to public companies

Trusted by over 5,000 partners & customers

From fast-growing startups to public companies

The more preferable RBF solution

Choose a financing partner who is flexible to adapt to your needs, 
more transparent with the structure and options, invested in your growth, and backed by leading banks and credit facilities.

The more transparent RBF solution

Choose a financing partner who is flexible to adapt to your needs, provides more visibility into payment structures, is invested in your growth, and backed by leading banks and credit facilities.
With Capchase, you are not a single transaction, rather a partnership.
Funding made available for SaaS
+$2.5 Billion
Countries supported
2
8
Customers and partners
5,000+
Financing offers up to $4M
White-glove customer service
Interest-only repayment options
Term length
Up to 2 years
No covenants, or guardrails

The one flexible payment solution to handle all your needs.

Capchase Pay provides faster and more frictionless approvals for your buyers than Vartana, can handle complex deals and mid-term upgrades, and is available across the U.S., Canada, U.K., Spain, Belgium, Netherlands, Finland, and Sweden.
Countries supported
2
8
Faster buyer qualification approval
Easier vendor experience
More buyers approved with little
to no data sharing required
Multi-year deals paid upfront
Application in Salesforce and HubSpot
More payment methods for buyers
Capital to support your deal volume
$90M
6x more
If I had to describe Capchase Grow in three words, it would be flexibility, opportunity, and safety net."
Simon Rakosi · Co-founder & COO at Butterfly.ai

What is Capchase Grow?

Capchase Grow is a leading non-dilutive funding option for companies with recurring revenue.

We review your financial and growth metrics to determine your initial offer which is a percentage of your future ARR. Our capacity scales with your growth and is available as you need.

What is Capchase Pay?

Capchase Pay is a flexible payment solution that makes buying and selling software easier. We help SaaS companies reduce friction by paying you upfront and your customers pay us back over time, speeding up sales cycles and closing more deals.

Capchase Pay is easily adaptable to your customer buying journey. Our integrations and automations make the process seamless for your teams and your customers.

Available in 8 countries

Scalable, global capital

Capchase’s capacity grows along side your company and offers more than only RBF debt. Funding is available for SaaS companies headquartered in 8 different countries.

Flexible offer, simple process

With Capchase, the underwriting is quick and collaborative to get you the best offer. Unlike alternatives, our capital does not come at the cost of multiple liens on your business, guarantor requirements, or hidden fee structures that ramp up as you grow.

Your best interest in mind

Benefit from a dedicated Growth Advisor who is committed to helping your business achieve sustainable growth. Flat, transparent pricing instead of a percentage of revenue because we want you to grow, not penalize that.

Close more deals with higher and faster approvals

Vendors see more of their buyers approved for flexible payments thanks to Capchase’s proprietary technology, underwriting team, and capital facilities in place. Buyers approved in minutes.

Reduce friction to improve the buying experience for all

Capchase Pay requires less of sellers and buyers thanks to automation and data pulls throughout the flow. It asks less of your buyers and can handle mid-term contract changes and upgrades.

Offer flexibility to all deals with our expansive coverage

Capchase Pay is available across 8 countries, for all SaaS sub-industries outside of those regulatory restricted, and supports a wide range of contract sizes from 2,500+ up to 6-7 figures.

Frequently asked questions

What countries are supported?

The SaaS company needs to have their headquarters located in one of the following countries: U.S., Canada, U.K., Finland, Spain, Netherlands, Belgium, or Sweden.

What length of repayment terms do you offer?

Capchase offers repayment terms of 3-24 months based on your needs and eligibility determined in underwriting. We also have flexible structures that are interest-only repayments in the initial months, which could be a great option depending on your funding needs.

What are the requirements to qualify for Capchase Grow?

The minimum requirements to qualify for Capchase Grow are at least 12 months of revenue history, at least $100k in ARR, and over 3 months of cash runway.

Frequently asked questions

What countries are supported?

Capchase Pay is available for your business in the following eight countries: U.S., Canada, U.K., Spain, Belgium, Netherlands, Finland, and Sweden.

What is the fee for using Capchase Pay?

There is no platform, implementation, or integration fee to use Capchase Pay; it is only the cost of financing the contract, which can be paid by the vendor, buyer, or split. There are no usage minimums or obligations; this flexible payment solution is available to help your teams win more business.

What information does Capchase require my customer (buyer) to submit?

In most cases, your customer doesn’t need to submit any information to be qualified for flexible payment options. Capchase will use publicly available information, our proprietary technology, and SaaS expertise to qualify your customers. In some cases where we need additional information, we have an easy digital way for your customer to supply one source of financial data for our quick review. Your customer will never have to provide a personal guarantee on the purchase.

What to expect in a call with Capchase

Our financing experts will learn more about your business and growth goals to advise how we can help you get there.
*This offer is subject to satisfactory underwriting approval. The terms and conditions presented herein are preliminary and indicative in nature, and final approval is contingent upon a comprehensive review of the applicant's financial standing, creditworthiness, and collateral evaluation, among other factors.

Get started with Capchase Pay