Scalable access to capital for B2B SaaS
Access your revenue immediately on every deal sold by offering the buy-now-pay-later payment method which pays you TCV upfront and lets your customers pay over time.
This is a great alternative to revenue-based-financing or venture debt.
“Capchase has become a powerful tool that maximizes the revenue we’re bringing each month.”
Spencer Yeung
SALES DIRECTOR AT CREYOS
Trusted by over 2,000
vendors & buyers
Collect revenue upfront on every deal instead of debt
Grow with access to your revenue immediately, no loans necessary
Capital to invest in your business
Equity dilution
No
No
Yes
What it is
Pays businesses the total contract value (TCV) upfront when the buyer pays later
A capacity of funding made available for businesses to draw from as needed
Loan for venture capital-backed companies
Fees
Percentage of the TCV; fee can be passed to the buyer
Discount fee on projected revenue repaid monthly
Fixed repayment schedule with interest
Pros
Access to TCV upfront
Flexible payment options for buyers
Helps businesses close more deals, at higher value and access cash earlier
Flexible payment options for buyers
Helps businesses close more deals, at higher value and access cash earlier
Funds are disbursed faster than traditional loans, aiding in timely growth initiatives
Less restrictions on use of funds
Less restrictions on use of funds
Helps extend runway post VC funding or for specific projects
Less equity dilution than venture capital
Less equity dilution than venture capital
Cons
It’s not a loan, so only access capital when you sell an annual or multi-year contract
Fee can be higher than traditional loans due to faster and larger access to funding
Covenants and warrants, giving lenders rights to purchase equity at a later date
Best for
B2B software and hardware companies with steady deal volume, strong retention rates and +$10M in ARR
Companies with +$1M in ARR and best used to fund projects with predictable ROI
Start-ups with high growth rates and backing from venture capital firms
“Capchase Pay saves our finance team from having to chase down payment, gets us the annual contract cash upfront to reinvest in our business, and plugs right into our existing systems and processes.”
Alex Sherrington
CFO at Creyos
Accelerate cash collection
Convert future customer payments into immediate revenue to invest in your product and GTM now.
Increase deal sizes
Sell more by letting your customers pay over time and increase your growth rate.
Real-time capital growth
Instead of taking a one-time capital loan through RBF, venture capital, or a bank, increase cash flow with every deal won.
Learn more about Capchase Pay
Find out if this access to capital better fits your business than
revenue-based financing or venture debt.
