Scalable access to capital for B2B SaaS
Access your revenue immediately on every deal sold by offering the buy-now-pay-later payment method which pays you TCV upfront and lets your customers pay over time.
This is a great alternative to revenue-based-financing or venture debt.
“Capchase has become a powerful tool that maximizes the revenue we’re bringing each month.”
Spencer Yeung
SALES DIRECTOR AT CREYOS
Trusted by over 2,000
vendors & buyers
Collect revenue upfront on every deal instead of debt
Grow with access to your revenue immediately, no loans necessary
Access to money to invest in your business
Equity dilution
No
No
Yes
What it is
Pays businesses the total contract value (TCV) upfront even when the buyer pays later or over time
A capacity of funding made available for businesses to draw from as needed for growth initiatives
Loan for venture capital-backed companies
Fees
Percentage of each total contract value; fee can be passed to the buyer
Discount rate fee on future projected revenue repayed monthly for the term
Fixed repayment schedule with interest
Pros
Access to total contract value (TCV) upfront on deals sold
Provides flexible payment options for buyers
Helps businesses close more deals, at higher value and access cash earlier
Provides flexible payment options for buyers
Helps businesses close more deals, at higher value and access cash earlier
Funds are disbursed faster than traditional loans, aiding in timely growth initiatives
Less restrictions on use of funds
Less restrictions on use of funds
Helps to extend runway post VC funding or for specific projects
Less equity dilution than venture capital
Less equity dilution than venture capital
Cons
It’s not a loan, so only access capital when you sell an annual or multi-year contract
Total repayment amounts can be higher than traditional loans due to the variable nature of payments.
Covenants and warrants, giving lenders rights to purchase equity at a later date
Best for
B2B software and hardware companies with steady deal volume, strong retention rates and +$10M in ARR
Companies with +$1M in ARR and best used to fund projects with predictable ROI
Start-ups with high growth rates and backing from reputable venture capital firms
“Capchase Pay saves our finance team from having to chase down payment, gets us the annual contract cash upfront to reinvest in our business, and plugs right into our existing systems and processes.”
Alex Sherrington
CFO at Creyos
Accelerate cash collection
Convert future customer payments into immediate revenue to invest in your product and GTM now.
Increase deal sizes
Sell more by letting your customers pay over time and increase your growth rate.
Real-time capital growth
Capchase Pay is available across 8 countries, for all SaaS sub-industries outside of those regulatory restricted, and supports a wide range of contract sizes from 2,500+ up to 6-7 figures.
Learn more about Capchase Pay
Find out if this access to capital better fits your business than
revenue-based financing or venture debt.
