Close more deals faster and collect ARR upfront

 A B2B BNPL (buy now, pay later) offering to shorten sales cycles, improve top-line metrics, and reduce the load on finance.


B2B BNPL solution that benefits SaaS

Sales leaders

Breeze through procurement
Close more deals, faster
Secure annual contracts at a higher ACV
Eliminate the need to discount
Close without needing to secure payment

Finance leaders

Do away with billing and collections
Boost your top-line metrics
Expand your working capital
Generate higher LTV
Retain customers and simplify renewals

 “It’s easy for our customers to justify a $30,000 deal, but a $170,000 deal isn’t as easy. Capchase Pay gives our customers—who don’t have the means to switch to higher-value contracts—the bridge to do so.”

Vince Heaton · VP of Sales at CIENCE
Read the case study

A seamless product experience

Generate custom payment experiences

Send customers to their dedicated payment portal through links with customized fields for payment schedule, terms, and contract price where they can pay with credit cards or through ACH.

Capchase Pay

Fully integrate with your CRM

Manage your pipeline for Capchase Pay and create and send quotes for prospects natively in your Hubspot or Salesforce instance.

Capchase Pay - Stripe

Gain complete pipeline visibility

Our Vendor Hub serves as a global control panel for sales and finance leaders to manage all financed deals across teams and gain insights into their progress.

Capchase Pay


Average increase in growth for
companies who've used Capchase.


Companies that are actively
using Capchase.


Collection rate in the
last three years.

How Pay works in steps

Quote and close quickly

Offer customers flexible payment terms that fit their needs, whether that’s monthly, biannually, or annually so you can shorten your sales cycle.

Collect your ARR immediately

We handle all billing directly with customers using customized links and pay you the value of every contract upfront.

Forget about collections

Collections and reconciliation with customers are handled by us, reducing the workload on your finance team.

How Pay works in steps

Buy with confidence

Whatever the software, from CRMs to PM tools, get your annual contract quote from your vendor and request to pay with Capchase.

Instantly access your software

We pay your software vendor your entire contract amount upfront so you can start using your tool immediately.

Pay on your own terms

Pay us back in the installments that work for you, whether that’s monthly, biannually, or annually.

Choose your payment terms
Split payment
12 payments
0% interest
Pay later
0% interest
Pay upfront
0% interest

Endorsed by SaaS leaders

“When considering competing products, buyers will always choose the most flexible payment terms. This means you can sell faster than your competition.”

Patricia Navasa
Head of Sales @Jobandtalent

“We all love annual contracts, but not if they slow down deals. Capchase Pay combines the best of both worlds—upfront cash and speed—efficiently.”

Toni Perez
Co-Founder and CEO, Bloobirds

“It’s a game changer. Every SaaS company should have this.”

Michael Gear
CEO @Cience

"The holy grail in SaaS is growing the ACV while shortening the sales cycle. Usually, one comes at the expense of the other. Capchase, by definition, solves both at the same time"

Lou Shipley
Board member, Black Duck

Before and after Pay

Before Capchase

It’s challenging to convert your pipeline, reduce CAC, and access working capital as sales cycles lengthen.

After Capchase

Reduce your time to cash by collecting the ARR of every deal on signing, plus close more deals at a higher ACV to reduce acquisition costs.

Before Capchase

Sales cycles drag due to budget constraints and hesitance over long-term contracts, so you have to offer steep discounts to hit your goals. 

After Capchase

Flexible payment terms mean you can change annual contracts into monthly or quarterly ones, meaning no discounts and shorter sales cycles.

Discover why our customers love us

Join thousands of SaaS companies accelerating their revenue and growth.