Put funding on autopilot

Turn your predictable revenue into non-dilutive growth capital

Special offer for Rocket clients:

Preferred onboarding

Access for product betas

Personalised support on cash management and fundraising strategy

*Limited to a one-time Expense Financing with fixed 3-month repayment terms with a minimum draw of $200,000. Rebate will be credited retroactively to your account. This summary is subject to underwriting. This perk offer is non-binding and does not create any obligation of any party to proceed with any transaction.

Spread large expenses out over time

Smooth cash flows and avoid large, impactful outflows.

Sign up for waitlist*

*for predictable revenue businesses only at this time.

Special offer for Rocket clients:

Preferred onboarding

Access for product betas

Personalised support on cash management and fundraising strategy

*Limited to a one-time Expense Financing with fixed 3-month repayment terms with a minimum draw of $200,000. Rebate will be credited retroactively to your account. This summary is subject to underwriting. This perk offer is non-binding and does not create any obligation of any party to proceed with any transaction.

Upfront cash flow to fund your growth

The only solution for recurring revenue companies that scales at your pace – without dilution or debt.

Special offer for Rocket clients:

Preferred onboarding

Access for product betas

Personalised support on cash management and fundraising strategy

*Limited to a one-time Expense Financing with fixed 3-month repayment terms with a minimum draw of $200,000. Rebate will be credited retroactively to your account. This summary is subject to underwriting. This perk offer is non-binding and does not create any obligation of any party to proceed with any transaction.

400+ Partners & Customers
negotiatus
rocketchat
mainstreet
gusto
monday.com

Split the payments. Keep the cash

Sync Your Data

You offer flexible terms, why not pay with flexibility?

Be Opportunistic

Identify your expenses that you’d prefer to pay off gradually.

Preserve Cash

Smooth cash flows and avoid large, immediate outflows.

Timing is everything

Time your expenses with your revenue.

Put your capital to work and scale your business faster

Upfront cash flow to fund growth

Receive up to a year of upfront capital immediately and scale your business faster.

Spread out large expenses over time

Whether it's recruitment fees or advertising costs, extend your repayment terms from 3-12 months.

As easy as 1, 2 ,3:

Sync your data

We integrate with the biggest banks and accounting services so you can easily connect with us.

Select your expenses and terms

Select unpaid invoices or recently paid expenses, and choose repayment terms of 3,6,9,or 12 months.

Smooth your cash flows

Marketing, legal, and software service expenses can be burdensome, spread them out and pay on your schedule.

Why founders choose Capchase

We’re as flexible as you are

As much funding –or as little– when you need it. We accept monthly, quarterly, even yearly contracts, adapting to meet your demands.

Cash is more impactful

We provide the necessary funding you need at that moment. Your money works for you rather than sitting idle.

Fast access

Within 24 hours, we assess the funding needed and deposit it instantly to your account.

Simple and intuitive interface

Our easy-to-use interface allows you to understand and manage all your transactions and accounts.

A solution that grows with you

Access more capital as you scale. We are your partner every step of the way, reducing our rates the longer we work together.

Seamless underwriting process

Your data enables us to quickly provide you with the right amount of capital your business needs.

As easy as 1, 2 ,3:

Sync your data

We integrate with the biggest banks and accounting services so you can easily connect with us.

Select your future revenue

Next we perform due diligence to guarantee the best financing / best financial plan for your company.

Fuel your growth

Receive up to a year of upfront capital immediately, giving you the flexible funding you need to grow your business and scale. Getting the money you need –precisely when you need it– makes your cash work harder for you.

As seen in
techcrunch
the wall street journal
crunchbase
pymnts

Forget about paying large bills, Spread the payments.

Join now and access your funds in less than 48 hours.

Sign up for waitlist*

*for predictable revenue businesses only at this time.

Put your revenue to work. Today.

Join now and access your funds in less than 48 hours.

What founders say about us:

“Capchase is helping us to grow faster. It’s a great way to fuel growth in a non-dilutive manner. We’re not doing anything differently, but now we can do everything faster”

Doug Ludlow, CEO at Mainstreet

"We liked that Capchase moved really quickly and approached the relationship as a partnership, not as a transaction. It was also the first financing document that I found friendly and simple."

Cory, CEO at Edify.AI

"Getting set up with Capchase was over-the-top accommodating. The personal touch was a real win for me."

Tim Hasse, CEO of General Provision

Backed by World-Class Investors
Bling Capital
scifi vc
QED Investors
Caffeinated Capital
One VC

FAQs

How do I get funded?

Getting funded by Capchase is easy and can be done in 3 simple steps:

1. Sign up to get started.  
2. Sync your bank account, accounting software, and subscription management platform (if applicable).
3. From there, the Capchase team will begin the underwriting process, and terms are usually presented in less than 24 hours.

Once you review and agree to the terms, you will receive your funding.

What makes Capchase different?

We partner with you to grow your business - We've been in your shoes and we want you to succeed. We're here to help you fuel your growth.


We are human-centered and personal, not transactional - We care about your success - you are not a number or a new investment class.

Transparent - No surprises or murky terms - We keep things simple. You know who you are funded by and our terms are straightforward.

Fast and efficient - We act fast so you can spend less time fundraising and more time growing.

Founder and customer friendly - Founders access capital fast with friendly terms. No need to pressure customers to pay annual contracts upfront, keep them happy with flexible monthly payments.

Flexible, easy, seamless - Capchase seamlessly integrates with your business. We make it simple, so you can spend less time tracking down lenders, investors or piles of paperwork.

Why do companies use Capchase?

Fast-growing companies with predictable revenue face two major challenges: waiting for revenues to be realized over a 12-month period and funding growth under favorable terms.

Capchase solves both of these problems and enables companies to grow on their terms.

What kinds of companies use Capchase?

Capchase is built for tech companies with predictable revenue, that are looking to grow quickly without taking unnecessary dilution.

We work with companies on different stages and sizes that serve several industries and geographies with various kinds of funding histories.

How long does it take to get funded?

Financing terms are usually presented in less than 24 hours after you've integrated your financial systems with our secure platform.

FAQs

How is this different than Supply Chain Financing?

With Capchase's expense financing product, we are offering extended payment terms specifically to our client (the buyer) and not providing any services to the end merchant like with supply chain finance. Capchase does not have any relationship with your merchant and we are providing financing specifically to you, the buyer, on expenses that you submit for financing.

If I'm already a Capchase user, do I need to do anything to access this product?

If Capchase has underwritten and analyzed your company, and your underwriting is current, no additional action is required.

How is this product different than Capchase's revenue funding product?

Our expense financing product complements our revenue funding product. Expense financing gives you the opportunity to direct the cash we provide your business in a more strategic manner and smooth the impact on cash that these expenses have.

What types of expenses will Capchase finance?

We try to help you focus on bigger ticket items that can impact your cash position. Examples include marketing spend, software costs, inventory, legal and professional fees.

Is there a minimum amount of expenses that Capchase will fund?

To receive funding, the expenses / invoices selected , in aggregate, must equal or exceed $25,000.00.

Can I use the Expense Financing offering without integrating my banking or accounting platforms?

Integrating your financial data platforms such as banking, accounting, and billing, are all needed for Capchase to finance your business. Your banking and accounting data allows Capchase to surface the expenses that you can quickly select to repay flexibly.

Does Capchase's Expense Financing offer my customers an installment plan for payment?

No, Capchase's Expense Financing offering offers you a means to select your large expenses and spread the payment out to suit your needs:
• Select recently expensed items or unpaid invoices.
• Choose your repayment term.
• Receive your funds.
• Pay your expenses.